Gaining to Give

Navigating the benefit options offered by your employer can be overwhelming, to say the least. 
 
In this episode, we're unpacking everything from health and life insurance to stock options, as well as FSAs and HSAs. Tune in to learn how to make the most of your employer benefits and discover how these perks can protect you and your finances.

The podcast is 20 episodes in and we're celebrating by returning to favorite topic of the show: budgeting.
 
Back in Episode 1, Josh and Holly discussed the basics of budgeting and why it's important.  This week, Josh and Paige dive a bit deeper in their conversation and discuss the meaning of a well-balanced budget, how to determine what reasonable spending looks like for you, as well as the 60/20/20 Rule.

One of the most important patterns we can implement in our finances is discovering how to make intentional choices with our money. 
 
In this week's talk, Josh and Paige discuss various strategies that can help you do just that.  Insurance, credit cards, and new vs. used cars are a few of the topics they touch on.  Learn how to be your own best advocate when it comes to your financial present and future and, as always, feel free to contact Roche Wealth for more advice by visiting their website.

The world of insurance can be a difficult one to navigate.  With any unfamiliar territory, a basic understanding is a great place to start.
 
The goal of this episode is to provide a clear overview of different types of insurance, such as disability, life, longterm, and annuities.  Join Josh and Paige as they define what they are and when they are applicable. 

In this week's episode, Josh sits down with Owner/Founder of Oklahoma Gastro Health and Wellness, Dr. Pooja Singhal, MD.   Dr. Singhal shares her unique story of relocating from India to America as a teenager, navigating that challenges of medical school, and ultimately deciding to start her own practice.  This conversation is full of wisdom and inspiration for any listener, but especially those who have interest in the field of medicine or in entrepreneurship.
 
If you are interested in getting in contact with Dr. Singhal, visit okgastrohealth.com or email her at okgastrohealth@gmail.com.

Stock market jargon can seem like a foreign language if you're not involved in it on a regular basis.  That's why Josh and Paige take time this week to explain what makes up the stock market and also define common terms such as: stocks, bonds, options, and asset allocations.  If you're new to the stock market or are simply interested in a deeper understanding, this a great opportunity for you to get your feet wet.
 
As always, you can reach Josh or Paige directly by visiting https://www.rochewealth.com/contact-us for financial advice that is tailored specifically to you and your goals.

Credit cards are one of the most accessible options out there when it comes to borrowing money.  Are they a good idea or bad idea?  Short answer: Yes.
 
Josh and Paige spend Episode 15 talking about the pros and cons of credit cards, when to take advantage of the perks many of them have to offer, and how to approach them with wisdom.  

What's your reaction when you hear the word "debt"?  Some may think of it as one of the 4-letter words you shouldn't say out loud while others see it as a necessary and often helpful financial tool.  
 
In this episode, Josh and Paige provide great dialog around types of debt you should always avoid, types of debt that make sense in certain scenarios, and things to consider before engaging in any of it.  

If you've been around the podcast very long, you know that generosity is a recurring core theme of G. T. G. 
 
This week, Josh visits with one of his friends and mentors, Jeff Hubbard.  Jeff is a long-time sales executive in the oil industry and a big believer in being generous even when it may not make sense on paper.  In this conversation, you'll hear stories about how Jeff and his wife have witnessed God use their willingness to say "yes" time and time again.

Parenthood is one of the greatest joys in life but inevitably comes with added expenses.
 
This week's episode focuses on ways to financially prepare in each stage of parenting.  Whether you're expecting kids in the future, currently have school-aged kids, or if your kids are nearing adulthood, join Josh and Paige as they offer useful suggestions and unpack why it's so important to have a plan in place.